IB completes £10.4m bridging loan in London
Imperial Blue Finance is pleased to confirm completion of a £10.4m bridging facility secured against a substantial Prime Central London development opportunity. The underlying asset benefits from planning consent for a major hospitality-led mixed-use redevelopment extending to approximately 280 hotel keys
IB completes £8.1m loan in Hampshire
Imperial Blue provided senior debt development funding to support the delivery of a collection of high-quality family homes in Hampshire. The facility was structured as a peak-debt development facility. By factoring in forecast sales during construction, the structure offered additional flexibility
Mixed-use developments and the evolution of town centres
Town centres across England are continuing to evolve as retail patterns, working habits, and residential demand change. Mixed-use development is increasingly playing a central role in this transformation, combining residential, retail, leisure, and workspace within integrated schemes. For developers, mixed-use projects
How developers are adapting to changing buyer demand
Buyer preferences within the residential market continue to evolve, influencing both development design and funding decisions. Developers are increasingly focused on delivering schemes that reflect changing lifestyle patterns, affordability pressures, and long-term occupier demand. In many locations, there is growing demand
Why lenders are focusing more heavily on contractor quality
Contractor quality has become one of the most important considerations in development finance underwriting. Rising insolvencies within the construction sector, combined with ongoing cost pressures, have increased execution risk across residential development projects. For lenders, an experienced and financially stable contractor
The growing importance of contingency in construction lending
Construction contingency has become an increasingly important component of development finance. Rising build costs, labour shortages, and supply chain pressures have all contributed to a more cautious approach from both developers and lenders. In today’s market, projects with insufficient contingency can
Why planning delays are reshaping development finance
Planning delays continue to present one of the biggest challenges facing residential developers across England. Extended determination periods, resource constraints within local authorities, and evolving regulatory requirements are all contributing to slower project timelines. For developers, delayed planning decisions can create
How interest rates are influencing developer behaviour
Interest rates have become one of the defining influences on the UK development market in recent years. Higher borrowing costs have impacted land values, construction viability, and buyer affordability, leading many developers to reassess acquisition and delivery strategies. In response, developers