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INNOVATIVE FUNDING

Minimise your equity input and maximise your returns with our unique mezzanine and joint venture equity loan offerings

As a Principal Lender and Investor, Imperial Blue enables...

85
Loan to GDV
95
Loan to Cost
0
Max Loan Size
2
Rate PM

rate provided indicatively and each loan is priced on application subject to contract and credit approval

Criteria

3 Years

Borrowers with relevant development experience

Credit

No recent insolvency or bankruptcy.

Planning

Required to be fully approved for the proposed development

Location

Schemes across England and Wales

loan amount

£500k-10m

Term

Maximum term of 30 months

Average GDV

Targeting affordable developments

Capital Use

New Build, Mixed Use, Conversions, PD, Student, Co-Living

INNOVATIVE FUNDING

Why choose us as your
mezzanine finance for JV partner?

Imperial Blue’s mezzanine and joint venture offerings are highly unique and market leading in almost every way. They are highly geared products at pricing that is slightly more expensive than ‘typical’ mezzanine yet do not require profit share.

As importantly, there are a number of other reasons to choose IB and in an ever changing market it is more important than ever to choose not only the right product, but also the right people to work with:

IMPERIAL BLUE

Family Run

We are the opposite of a bank. We are a small team and you are always dealing with a principal.

IMPERIAL BLUE

Fixed Rates

Our mezz-equity development loans are on fixed rates meaning developers know exactly where they stand

IMPERIAL BLUE

Privately Funded

IB are backed by an UHNW investor thus have the flexibility to offer mezz-equity loan solutions for any situation and respond very quickly

IMPERIAL BLUE

A patient & understanding lender

Our team have funded over £370 million of funding; we know you need time, flexibility and understanding

Imperial Blue
Imperial Blue’s mezz-equity product is highly unique in the development market. On the one hand, mezzanine lenders typically cap at 90% loan to cost whilst conversely many equity funds & investors take the vast majority of the profit from developers. Typical equity structures see developers often treated more as development managers on their own schemes and instead paid fees, waterfalls and promotes. We enable developers to absolutely minimise their input into a deal whilst retaining the bulk of the profit by utilising our fixed cost product. We do require a contribution from developers but our mezzanine finance structure enables them to remain fully in control of their project
Clive Harries, Co-Founder and CEO
INTELLIGENT DEVELOPMENT FINANCE

What is mezzanine development finance?

Mezzanine development finance is a type of real estate funding that can help real estate developers gear more highly than they otherwise could with senior debt alone. A second charge is typically placed alongside the senior lender, an intercreditor agreement is put in place between the lenders and this enables a further tranche of mezzanine finance capital to be lent and borrowed.
One of the biggest advantages of mezzanine development finance is that it minimises the equity requirements of real estate developers which in turn maximises returns on their own investments by leveraging higher up the capital stack.
Mezzanine development finance can also be a great option for developers who are looking to raise funds without giving up too much equity in their project. Because mezzanine financing is in effect a combination of debt and equity, developers can raise the funds they need on a fixed cost without having to give up a large percentage of ownership in their project.
Overall, mezzanine development finance is a flexible and versatile funding option that can be used to finance a wide range of projects. Whether you're a developer looking to finance a small renovation or a large-scale development, mezzanine financing can help you secure the capital you need to bring your project to fruition.

Why is mezzanine finance attractive?

Mezzanine finance is valuable for several reasons:

Growth:

Mezzanine finance is a flexible funding option that can be used for a wide range of projects, from small-scale renovations to large-scale developments and enables developers to spread their capital amongst a number of projects simultaneously rather than one at a time

Quasi-equity on fixed rates

Mezzanine finance combines elements of debt and equity financing, which allows developers to raise funds without giving up too much equity in their project.

Speed of funding

Mezzanine finance is relatively quick to obtain, which can be beneficial for developers who need to raise funds quickly to take advantage of a market opportunity if their own capital is limited.
Imperial Blue

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