Development finance case study hampshire residential scheme
Imperial Blue provided senior debt development funding to support the delivery of a collection of high-quality family homes in Hampshire. The facility was structured as a peak-debt development facility. By factoring in forecast sales during construction, the structure offered additional flexibility
Regional growth: why developers are looking beyond London
London remains the UK’s flagship property market, but developers are increasingly looking to regional cities for growth. Birmingham, Manchester, Leeds, and Bristol all offer strong fundamentals: rising populations, significant inward investment, and affordability relative to the capital. Yields in regional cities
Why speed matters: the advantage of private development finance
In a competitive land market, speed often makes the difference between winning and losing a deal. Traditional banks can take months to reach credit approval, while specialist providers are increasingly able to issue terms and fund within weeks. For developers, this
Green finance and the push for sustainable development
Sustainability is no longer a niche consideration in property development finance - it is rapidly becoming mainstream. Investors and lenders alike are placing greater emphasis on ESG criteria, not only for reputational reasons but because sustainable buildings are increasingly correlated
The future of city centre residential development
Urban living has undergone dramatic shifts in recent years. The pandemic temporarily reduced demand for central locations, but the long-term trend is firmly back towards city living. Young professionals continue to drive demand for high-quality apartments with strong amenities and transport
How interest rate stability could unlock development activity in 2025
The rapid rise in interest rates between 2022 and 2023 caused significant disruption across the development market. Higher debt costs squeezed appraisals, reduced land values, and forced many schemes back to the drawing board. Now, with inflation appearing under control and
Private capital’s growing role in development finance
As banks continue to limit their exposure to speculative development, private capital is stepping into the gap. Family offices, private equity funds, and high-net-worth investors are increasingly backing specialist platforms who can deploy funds quickly and structure loans around complex
Rising build costs and the challenge of contingency planning
One of the biggest hurdles for developers in 2025 is the unpredictability of build costs. While materials inflation has eased compared to 2022–23 peaks, contractors continue to price in risk, leading to higher-than-expected quotes and wider tender spreads. For lenders, this