projects completed
capital losses
units
Million completed
INNOVATIVE LENDING
Imperial Blue was founded in 2012 by brothers Tom & James Harries to help fill the funding gap left by high street banks who had stopped lending to real estate developers following the Crash. It is now a leading Principal Lender of development finance providing loans of £1-100 million to developers across England.
We offer simple, flexible loans from £1m to £100 million for experienced real estate developers with a focus on residential, build to rent, student and co-living.
To date we have completed over £400 million worth of funding and helped developers to build hundreds of units.
With a combined team experience of over 100 years in commercial finance we understand property development, we understand the nuances of every project and most importantly understand what developers require; delivery, speed, responsiveness, flexibility and patience.
Timeline
Lending | Investment | Development
INTELLIGENT PROPERTY FINANCE
Why are fixed rates important?
In the current economic climate, it is more important than ever for developers to control whatever costs they can. In an environment where build costs are rising in certain areas and exit values are proving challenging, we enable developers to at least be in control of their finance costs.
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Why Imperial Blue?
We are highly unique in that we have market leading products across the capital stack.
Our senior (at fixed rates) is similarly priced to challenger banks but we gear higher against loan to GDV, and our mezz-equity product (again on a fixed rate) is highly unusual in the market
Innovative thinkers
``We are a family run, highly experienced team of professionals that offers market leading loans for both senior and mezz-equity. We understand developers, we know what you need, move quickly and deliver. We are absolutely unique in our approach and there is a level of flexibility and speed with Imperial Blue that is just not viable with the banks and larger lenders.``
James Harries, Co-Founder and CIO
Innovative Thinkers
Our loan products
Innovative Thinkers
Senior Debt
We lend more than banks and challenger banks and enable developers to borrow up to 90% of costs meaning mezzanine and equity requirements are minimised.
Innovative Thinkers
Mezz-Equity
We lend up to 98% loan to cost (80% of equity required) for experienced developers looking to leverage their position
