Why speed matters: the advantage of private development finance

In a competitive land market, speed often makes the difference between winning and losing a deal. Traditional banks can take months to reach credit approval, while specialist providers are increasingly able to issue terms and fund within weeks.

For developers, this agility is critical. A faster exchange means greater credibility with vendors and the ability to move ahead of rival bidders. It also enables developers to lock in opportunities in a shifting market, where waiting for slower finance can mean losing value.

Specialist providers also tend to be more flexible in structuring facilities, whether through higher leverage, rolled-up interest, or tailored drawdowns. While headline rates may be higher, the opportunity cost of missing a deal often outweighs the difference. In short, speed is not just a convenience in development finance – it is a competitive advantage. Imperial Blue Finance offers loans with a streamlined credit process and direct access to decision-makers, enabling developers to secure terms rapidly and move ahead of the competition.