London remains the UK’s flagship property market, but developers are increasingly looking to regional cities for growth. Birmingham, Manchester, Leeds, and Bristol all offer strong fundamentals: rising populations, significant inward investment, and affordability relative to the capital. Yields in regional cities

In a competitive land market, speed often makes the difference between winning and losing a deal. Traditional banks can take months to reach credit approval, while specialist providers are increasingly able to issue terms and fund within weeks. For developers, this

Sustainability is no longer a niche consideration in property development finance - it is rapidly becoming mainstream. Investors and lenders alike are placing greater emphasis on ESG criteria, not only for reputational reasons but because sustainable buildings are increasingly correlated

Urban living has undergone dramatic shifts in recent years. The pandemic temporarily reduced demand for central locations, but the long-term trend is firmly back towards city living. Young professionals continue to drive demand for high-quality apartments with strong amenities and transport

The rapid rise in interest rates between 2022 and 2023 caused significant disruption across the development market. Higher debt costs squeezed appraisals, reduced land values, and forced many schemes back to the drawing board. Now, with inflation appearing under control and

As banks continue to limit their exposure to speculative development, private capital is stepping into the gap. Family offices, private equity funds, and high-net-worth investors are increasingly backing specialist platforms who can deploy funds quickly and structure loans around complex

One of the biggest hurdles for developers in 2025 is the unpredictability of build costs. While materials inflation has eased compared to 2022–23 peaks, contractors continue to price in risk, leading to higher-than-expected quotes and wider tender spreads. For lenders, this

2025 has opened with a cautiously optimistic tone in UK real estate. After two years of uncertainty around interest rates and cost inflation, developers and lenders are beginning to see a path forward. High street banks remain cautious. Many continue to

The government’s Rent Reform Act is set to reshape the private rental sector, but its knock-on effect on development finance may be just as significant. At the heart of the reforms are measures to increase tenant protections and limit landlords’ ability